Downtown Homes under $400,000

Welcome to Downtown NC, a vibrant and dynamic subdivision that perfectly encapsulates the charm of urban living while offering the comforts of a close-knit community. Nestled in the heart of North Carolina, Downtown is a place where modern amenities meet historic elegance, creating an inviting atmosphere for families, young professionals, and retirees alike.

One of the standout features of Downtown is its diverse selection of homes priced under $400,000. Whether you’re searching for a cozy bungalow with character or a contemporary townhouse with all the latest features, you’ll find a variety of options that cater to different tastes and lifestyles. These homes not only offer affordability but also provide access to the bustling lifestyle that Downtown has to offer.

Imagine enjoying your morning coffee in a charming café just a short stroll from your front door, or spending weekends exploring local boutiques and farmer's markets. With a range of parks and recreational spaces, there are plenty of opportunities for outdoor activities, making it easy to stay active and engaged with the community.

In addition to its appealing homes and lively atmosphere, Downtown boasts excellent schools, making it an ideal choice for families looking to settle down. With a strong sense of community and a rich cultural scene, residents enjoy a quality of life that is both fulfilling and exciting.

If you’re ready to discover your dream home in Downtown NC, where affordability meets lifestyle, let us help you navigate this vibrant neighborhood and find the perfect place to call home!

Newest Downtown Homes under $400,000

1005 Queen St, Wilmington $399,999

LOCATION ! LOCATION ! LOCATION! BRAND-NEW CONSTRUCTION IN 2026 -- COMPLETELY REBUILT FROM THE GROUND UP! This stunning 3-bedroom, 2.5-bath home at 1005 Queens St offers t...

3 Beds
3 Baths
100607342 MLS

Courtesy of REAL Broker LLC

Listing courtesy of REAL Broker LLC.

928 S 10th St, Wilmington $240,000

Welcome to 928 South 10th Street--an affordable and well-kept home offering a great opportunity for first-time buyers to get into the Wilmington market. This 3-bedroom, 2...

3 Beds
2 Baths
100606764 MLS

Courtesy of Keller Williams Innovate-Pleasure Island

Listing courtesy of Keller Williams Innovate-Pleasure Island.

911 Dock St, Wilmington $344,900 ▼

A century of character has never looked so good. Rehabilitated in 2024, this charming downtown Wilmington cottage lets you skip the projects and start enjoying the lifest...

1 Beds
1 Baths
100602457 MLS

Courtesy of Coldwell Banker Sea Coast Advantage

Listing courtesy of Coldwell Banker Sea Coast Advantage.

110 Campbell St, Aberdeen $365,000

Welcome to 110 Campbell Street, a beautifully refreshed 3-bedroom, 2-bath home offering approximately 1,948 square feet on a spacious 0.69 acre lot near downtown Aberdeen...

3 Beds
2 Baths
100600913 MLS

Courtesy of Everything Pines Partners LLC

Listing courtesy of Everything Pines Partners LLC.

535 S Henley St, Southern Pines $315,000 ▼

Discover easy, low-maintenance living in this beautifully designed new construction home at 535 S. Henley St. in Southern Pines. Offering 3 bedrooms, 2.5 bathrooms, and 1...

3 Beds
3 Baths
100594947 MLS

Courtesy of eXp Realty

Listing courtesy of eXp Realty.

517 S 7th St, Wilmington $262,900 ▼

Location, location... This adorable three bed ,two bath bungalow sits on a large lot just steps from Castle St and all that it has to offer: yoga, vintage shopping, a w...

3 Beds
1 Baths
100589506 MLS

Courtesy of Dram Tree Realty

Listing courtesy of Dram Tree Realty.

1309 Church St, Wilmington $339,500

Attention Investors! Rare opportunity to own Section 8 income producing property! Long term tenants in place. See attached document for property features and upgrades.

3 Beds
2 Baths
100589176 MLS

Courtesy of Corcoran HM Properties

Listing courtesy of Corcoran HM Properties.

1012 Hanover St, Wilmington $298,000

Attention Investors!: Incredible opportunity to own income producing property in downtown. Designated Section 8 with long term tenant in place. See Documents for propert...

3 Beds
2 Baths
100589173 MLS

Courtesy of Corcoran HM Properties

Listing courtesy of Corcoran HM Properties.

1014 Hanover St, Wilmington $298,000

Attention Investors! Incredible opportunity to own income producing property in downtown, Designated Section 8 with long term tenant in place. See attached Documents for ...

3 Beds
2 Baths
100589174 MLS

Courtesy of Corcoran HM Properties

Listing courtesy of Corcoran HM Properties.

21 N Front St Unit Unit 3b3, Wilmington image

21 N Front St Unit Unit 3b3, Wilmington — Downtown $390,000

Located directly beneath the rooftop bar in the historic Masonic Temple building at 21 N Front Street, this distinctive condo puts you in the heart of downtown Wilmington...

1 Beds
1 Baths
100571763 MLS
Downtown Bldg.

Courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties

Listing courtesy of Berkshire Hathaway HomeServices Carolina Premier Properties.

21 N Front St Unit Unit 2e2, Wilmington image

21 N Front St Unit Unit 2e2, Wilmington — Downtown $325,000 ▼

Experience downtown Wilmington living from one of the city's most iconic historic addresses at 21 N Front Street in the circa 1898 Masonic Temple Building. Newly refreshe...

1 Beds
1 Baths
100555401 MLS
Downtown Bldg.

Courtesy of Keller Williams Innovate-Wilmington

Listing courtesy of Keller Williams Innovate-Wilmington.

350 W Connecticut Ave, Southern Pines image

350 W Connecticut Ave, Southern Pines $250,000

Charming Cottage in the Heart of Southern Pines Welcome to this delightful 2-bedroom, 1-bath cottage located on desirable W Connecticut Avenue, just minutes from downt...

2 Beds
1 Baths
100550669 MLS

Courtesy of Nexthome In The Pines

Listing courtesy of Nexthome In The Pines.